Credible Student Loan Refinancing

Advertised Rate*

2.49% – 9.99%

Loan Terms*

5 to 20 years

$5,000 and up

Loan amount

Private Student Loan Refinancing

Credible offers refinancing on private student loans.

Federal Student Loan Refinancing

Credible also offers refinancing on federal student loans as well.

Loan Amount

Credible offers a minimum loan amount of $5,000 and a maximum loan amount of whatever your student loan balance might be.

Loan Term

Credible offers loan refinancing terms ranging from 5 to 20 years.

Good For

Individuals who want to refinance their student loans while having a lot of options and flexibility.

Features and Benefits

  • No origination or repayment fees. Credible and their partners will never charge you an origination fee or a repayment fee.
  • Cosigners are allowed to help you lower your rate
  • Repayment flexibility: choose when and how often you want to repay your loan.

Lender Requirements

  • At least $5,000 of student debt
  • Have attended a qualifying US education program
  • Be at least 18 years old
  • Have a valid Social Security number and be a legal U.S. citizen or permanent resident.